ICICI credit cards

ICICI Bank, leading bank of India offers a wide range of Credit Cards, Debit Cards, Prepaid Cards and corporate Cards to according to your requirements. You can also get ICICI Bank credit cards easily online or directly from bank.

ICICI bank offering different ICICI credit cards to suit your needs.

ICICI Bank VISA Signature Credit Card-this card offers annual saving of Rs 40104, this card offers Complimentary membership of Priority Pass and International Golf fee card and you can also get an Air accident insurance of Rs. 3 crore with this card and also Assist, the 24-hour concierge services.

ICICI Bank Ascent American Express Credit Card- this card offer net annual saving of RS 13264, you can also Enjoy 4000 Hand picked rewards as joining benefit and you can also Earn around 12 Hand picked rewards on every Rs. 200 spends from your card. You can also get special privileges in India and abroad with the extra ordinary Weekends and American Express Selected programs

ICICI Bank Platinum Identity Credit Card- this card offer net annual saving of RS 12219. This card offers you discounts up to 50% on all golf green fees and hotels across the world and provide a two year membership of international golf fee card. You can also Earn up to 8 Hand picked rewards on every Rs. 200 spent with increased spends on the card.

ICICI Bank Instant Gold Credit Card – this card offers Net annual savings of Rs 200. go to your nearest ICICI bank and buy your credit card. This card also provide you Instant issuance against all your fixed deposits at low interest charges of 1.99 percent per month and earn 1 I-mint points per hundred rupees. You can also enjoy fuel surcharge waiver at select HPCL outlets.

ICICI Bank British Airways Premium Credit Card- you get total 64000 miles with this credit card. And also get 8000 Ba miles for first time using the ICICI Bank British Airways Premium American Express credit card. You can earn up to 25000 BA miles when you book and fly on a British airways return ticket from India to England and also earn up to 9BA miles on every RS100 spent on British airways tickets.

ICICI Bank HPCL Platinum Credit Card- This card offers RS 2500 of Net annual savings. You can also get 5% saving on fuel purchase from HP petrol pumps and 5 I-mint points for every 100 rupees spent on fuel purchase from HP petrol pumps and 2 I-mint point for every 100 rupees spent on other purchase. This card will provide you interest free credit period for 48 days and also offers you email statement, mobile alerts, internet banking and multiple modes of payments.

ICICI Bank Big Bazaar Gold- you can earn two reward points on every hundred rupees spent at Big Bazaar from your ICICI Bank Big Bazaar Credit Card. For all non-Big Bazaar purchases through your Big Bazaar Credit Card you can earn 1 reward point for every 100 Rs Spent.

Blooming Indian Insurance Industry

India has slowly begun to grow out of the conditions of economic backwardness and the people of India have got money in their pockets for business and investments. India is no more the India as it stood fifty years back but it is becoming one of the finest places on earth to invest and do the businesses deal. The Banking sector has particularly bloomed in this country and the effects of recessions have not been felt much on this country. There has been a huge rise in the number of Insurance companies in India as the level of uncertainty has increased in day to day life. India being connected to the larger global world is now more vulnerable as its economy also gets affected by a major shift in Global business scenario.

Insurance in India did see a set back during the global economic crisis but is back on the track now as banks have recovered partially and they are giving better interest rates on Insurances. Even Uncertainly in health especially during the old age is one of the reasons why a person approaches Insurance companies in India. There are many private and public undertakings when it comes to the Insurance Industry in India. The Life Insurance corporation of India is in fact one of the biggest Insurance companies in India. There are various insurance schemes which lure investors in this game of Insurance.


The Insurance Industry in India is set to grow further over the years as the risk in business increases in the private and public sector is also going to increase with coming of time. To secure Ones family is a good habit due to the uncertainties in life. One should make full enquiry before investing in the Insurance Industry in India. Not all insurance companies India give a good deal.


Author of this article is a freelance writer and regularly takes participate in forums, blogging etc. this time he wrote about Insurance companies in India And Insurance industry in India.

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India Investment Guide

Insurance and its benefits

Insurance is always good for small business owner or self-employed consumer who is tasked with purchasing their own insurance policy. If you purchase Short insurance plan rather than Long term, this give you the peace of mind that comes with knowing you are prepared for the future.

Insurance, in general terms refers to the practice of guaranteeing a sum of money to the owner or possessor of a valuable asset for a limited period of time, to cover the cost of any damage to that asset arising out of any contingency.

In the process of insurance there must necessarily be two parties ‘Insurer’ and ‘Insured.’ The insurer is an entity which guarantees to pay in case of any damage to the personal asset, for example the Insurance companies in India. On the other hand, insured is an individual or an organization whose assets are being covered by the insurer.

The process of insuring any asset comprises of purchasing the insurance policy from any insurance company, agreement on the amount of insurance cover for a particular asset based on its market value and other conditions like usage etc. Once the asset of an individual or an entity is insured, they are required to pay a nominal amount to the insurance company as an ‘Insurance Premium.’ They are also required to get their insurance policies renewed once they expire after a period of time in order to avail its benefits.

Insurance can be of various types like automobile insurance, fire insurance, life insurance etc. In case of any damage to the life or asset to the insured person due to the reasons mentioned in the policy, he or his representatives are entitled to receive the insurance cover money. This amount is calculated by the insurance agent on the parameters of loss incurred, its type and the amount of premium paid by the insured entity.

Nowadays, insurance is a vital need of the people and organizations to be prepared for any unforeseen and unfortunate event or mishap.